Pay Your Contacts lets you send money to someone in the UK without needing their account details, instead you can either pay them i) using their mobile number or ii) by sending them a secure payment link (Pay Your Contacts by Link). You must have available funds to send from your account (including any overdraft facility). There is a maximum daily payment limit of £250 which is separate from daily withdrawal and Get Cash limits.
i) If you are paying another NatWest Group (NatWest, Royal Bank of Scotland, Ulster Bank North) customer who is registered for Pay Your Contacts, you can pay them using their mobile number.
ii) If you are paying someone who is not a NatWest Group customer (NatWest, Royal Bank of Scotland, Ulster Bank North) or isn’t registered for Pay Your Contacts, you can generate a secure payment link and send this to them via multiple messaging channels.
Pay Your Contacts is available for NatWest customers on our Android and iPhone apps.