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How long will it take before a mortgage overpayment is applied?

Please allow up to 3 working days for your overpayment to be applied to your mortgage balance and reflected in your Loan to Value. To see the affect of an overpayment to your mortgage use our simple overpayment calculator (opens in a new window).

If you are reducing your balance to enable you to switch to a lower priced deal you should make your overpayment at least 3 working days before your Branch or Telephone appointment with one of our Mortgage Advisers or if using our Online service.