How can we help you?

If you have made an overpayment by card using Manage Your Mortgage (opens in a new window), the payment is usually applied within a few hours.

If you have made an overpayment using another method such as a bank transfer or standing order, please allow up to 5 working days for your overpayment to be applied to your mortgage balance and reflected in your Loan to Value.

To see the long term affect of an overpayment to your mortgage use our simple overpayment calculator (opens in a new window)

If you’re reducing your balance so that you can switch to a lower priced deal, you should make your overpayment at least 5 working days before your Branch or Telephone appointment with one of our Mortgage Advisers, or, using our Online switching service.

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