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Why is my monthly mortgage payment less than I thought?

When you are signed in to 'Manage my Mortgage', you will be able to see 'your monthly payment' - the minimum amount you must pay each month to pay your mortgage.

This amount is the minimum you are contractually obliged to pay each month, but it doesn't include any regular monthly overpayments you may have set up.

The minimum monthly payment is also broken down for you under 'The detail' section, where you can see any sub-accounts you may have and how much they represent of your monthly payment.

If you have any questions about the amount you pay each month, or you believe it be incorrect, you should contact us as soon as possible.

Call 0345 30 20 190
Minicom number 0800 917 0526
Open Monday to Friday 8am - 8pm, Saturday 9am - 4pm (excluding public holidays)
Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage