Looking for answers
Ask a question

What do I need to know before applying for a credit card online?

Before starting an application, you should check if you’re eligible for a credit card. You can do that by using our eligibility checker tool. (opens in a new window)

Once you reviewed information about the credit card and checked your eligibility, you can start an online application. 

Applying online is easy, safe and secure. It takes about 10 minutes and we ask some basic information about you and your finances. If you bank online with us, we'll also prefill the first stage of your application to make it quicker for you. 

To complete your application you'll need to know:

  • Your address(es) for the last three years
  • Your income and employment details
  • Your bank account details
  • Details of any cards you wish to transfer a balance from