How can we help you?

As an existing loan customer, you have two options available if you’re looking to take out additional borrowing:

1. Replace your existing loan with a new, larger loan at our current rates.  We'll close your existing loan for you as part of the new loan application process, this will trigger an Early Repayment Charge (ERC) which you’ll need to consider when working out your most cost-effective option, or
2. Open an additional loan at our current rates and keep your old loan at its original rate.

For more information, to check eligibility or to apply you can visit our Additional Borrowing page (opens in a new window).