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How do I access 'Budgets' in my mobile app?

You can find 'Budgets' in your app by selecting the 'Spending' tab and then, if using iOS, select 'Budgets' in the top left hand corner, or, if using an Android, by selecting the pie chart symbol in the top right hand corner.

For further information please select an area below:

What are Budgets in the Spending tab on my mobile app?

'Budgets' in the mobile app are a quick and simple way to help keep your spending in check. Setting a budget against one of your categories will then help you track your spending throughout the month so you know when to rein it in or when you can treat yourself.

Can I set budgets for things outside the categories?

No, but you can put different transactions into any of the set categories.

How do I set a budget for a category?

From the 'Spending' tab within the mobile app, iOS users tap on 'Budgets' at the top left, Android users tap the pie chart symbol in the top right. Select the category you would like to set a budget against.

If setting a budget for the first time, the default budget amount shown is your average spend over the last three months. You can increase or decrease the amount by tapping the +/- buttons or by typing the amount manually. Once you are happy with the amount, tap 'Set budget'.

How do I amend a budget once I've set it up?

From the 'Budgets' screen, tap on the category which has the budget you want to amend and then increase or decrease the amount by tapping the +/- buttons or by typing the amount manually. Once you are happy with the tweaked amount, tap 'Set budget'.

How do I delete a budget?

From the 'Budgets' screen, if you are on iOS, you can simply swipe to delete on any budget you have set. For Android devices, select the budget you wish to delete and an option to 'Delete Budget' is at the bottom of this screen.

Can I set up my own alerts to notify me of where I am against the budget I have set?

We do not currently send alerts to give you progress updates against your budgets. But you can monitor your performance against your budgets quickly and easily by selecting the 'Spending' tab within your app, where you will see your progress against the budget you have set.

We're working on adding budget alerts in a future update.

Can I set a budget of £0?

The minimum budget you can set for a month period is £1. You can amend your budgets at any point if you change your mind.

How is my average spend calculated?

Your average spend is calculated using your monthly spend in that category over the last three months. This three month average is displayed as the default budget amount to help you consider the budget amount you would like to set.

How do I amend my average spend?

Your average spend is calculated using your monthly spend in that category over the last three months. Moving transactions in or out of a particular category will affect the average that is displayed.

The average can not be directly updated. The three month average is displayed as the default budget amount to help you consider what budget amount you would like to set.