The Instalment Plan fee covers the cost of the plan over its term. The fee is a set amount, agreed at the point of setting up the Instalment Plan. It is taken on a monthly basis in addition to the Instalment Plan repayment. The fee amount will depend on the amount of the Instalment Plan and how long you take the Plan out for. Information on the Instalment Plan and the amount of the fees are shown on your credit card statement.