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The Minimum Payment Plus is a monthly amount that we encourage you to pay if you can afford to as it can help you avoid holding long term debt and save you money compared to only making the contractual minimum payment.

It will cover at least double the interest, fees and charges shown on your statement and will change each month in line with spending and repayments. The amount includes your contractual minimum payment.

Please see the following FAQs for more information on Minimum Payment Plus:

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