How can we help you?

Limited Edition Saver is our instant access account rewarding savers. It helps you make the most of your savings, whilst still giving you the flexibility to take money out whenever you need it.

It gives you:

  • The chance to take advantage of higher interest rates when you save more
  • Instant access- so you can take money out whenever you need to, with no early withdrawal charges
  • The flexibility to top up your savings when or if you want to

Why can I no longer see the Limited Edition Saver to apply for?

This product may no longer be available, as we reserve the right to withdraw early due to limited availability. Although, we do regularly offer savings products, so please see our current savings products on offer (opens in a new window)

Can I get a Savings account in one day?

If you already have a NatWest account, you can open your account in as little as 24 hours. If you don’t hold a current account with us, you’ll need to open one, so the process can take a while longer. But everything should be ready within 10 working days

Do I need to be a current account customer to open a Limited Edition Saver account?

Yes you do. If you're not currently a customer, then you can open a current account (opens in a new window)

What happens if I close or switch my current account in the future?

You'll still be able to use your Limited Edition Saver to make payments.

Can I have more than one Limited Edition Saver account?

Yes, you can have multiple Limited Edition Saver accounts.

Can I open a Limited Edition Saver account as a joint account?

No, the account can only be opened in a sole name.

How can I make my existing Limited Edition Saver account a joint account?

The Limited Edition Saver can only be opened in a sole name and not made into a joint account.

How do I pay into my Limited Edition Saver account?

You can pay money into your Limited Edition Saver whenever you want and you don’t have to make regular payments. You can use the Mobile App, Online Banking or telephone banking to transfer money from a current account or savings account held with us

How much do I need to deposit to open a Limited Edition Saver account?

Please look at the current offer for the minimum or maximum balance.

How do I get easy access to my money?

Limited Edition Saver is an instant access account, which means you can take money out whenever you want, although it's worth remembering that the amount of interest you earn can change depending on how much you've got saved in your account. The quickest way is to use the Mobile App, Online or telephone banking to transfer the money into your current account, or you can visit your branch and our staff can help you.

How can I nominate an account for my interest to be paid for Limited Edition Saver?

Interest can only be credited to Limited Edition Saver, however once received you can transfer it to another account.

How do I get additional support with my banking?

Banking My Way is a free service that allows you to record information about the support or adjustments you need to make banking easier. You can also let us know of any additional support you may need to make sure all our colleagues are aware of this. This information will be shared on our internal systems, which means you won’t need to repeat these requirements every time you chat to us. Once your instant savings account is open, you can record this through Online Banking, with our colleagues in branches or over the phone.

What happens if I close my Limited Edition Saver account?

You can close your Limited Edition Saver account in the mobile app or Online Banking and should arrange to transfer any remaining funds to a different account before closure.

When does my interest get paid into my Limited Edition Saver account?

Interest will be paid on the 1st business day of each month or will be credited to your Limited Edition Saver account

What is the interest rate on my Limited Edition Saver Account?

You can find the most recent interest rate for your Issue Number here (opens in a new window)

Not sure what your issue Number is? You can find it on the Information Sheet we sent to you when you opened your account in your Mailbox in the Mobile App or Online Banking.

I would like to open a Limited Edition Saver account- how can I do this ?

You can apply via your Mobile App or online (opens in a new window)

Is the Limited Edition Saver account protected under the Financial Services Compensation Scheme (FSCS)?

Is the interest I received taxable?

Interest is paid gross. If the total interest exceeds your personal savings allowance, you'll need to pay tax.

What happens at the end of the term?

We’ll get in touch at least 30 days before your term is due to end. We’ll either offer you another fixed rate term, or convert your account to a primary savings instant access account

Ask Cora

Cora can help you with a wide range of queries and show you how to do your banking.

Available 24/7

Find Cora in the mobile app, Online Banking or our website