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Do I have to repay my mortgage by a certain age?

Your mortgage needs to be repaid no later than your retirement age. We may consider extending the term up to the age of 70, if you are able to evidence that you have sufficient income, post retirement. If your retirement age is greater than 65, we will also assess your income.

If you have an existing mortgage with us you will need to repay in line with you current term that you agreed to. If you wish to change this please contact our Mortgage Team via online chat on our Manage my Mortgage page, who will be happy to help you.

Find out more about our mortgages (opens in a new window).

Your home or property may be repossessed if you do not keep up repayments on your mortgage