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Is there a charge for having an overdraft?

There is no set charge for having an agreed overdraft facility in place.

If you use your agreed overdraft the rates and charges will vary depending on which type of account you have.

For more information about our overdrafts please visit our rates and charges page (opens in a new window). Also, you can use our overdraft calculator (opens in a new window) to see when we charge for overdrafts and how to avoid unexpected costs.