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Is there a charge for having an overdraft?

There is no set charge for having an agreed overdraft facility in place.

If you use your agreed overdraft you will be charged interest on the amount you use.  The interest will vary depending on which type of account you have.

Representative 39.49% EAR (variable). 

For more information about our overdrafts, visit our Overdrafts page or for more on costs please visit our Rates and Charges page. Also, you can use our handy Overdraft Cost Calculator