Ask a question

What is an offset mortgage payment holiday?

An offset mortgage payment holiday means that you don't need to make any mortgage payments for an agreed period of up to six months.

This can help ease the financial pressure if you need money for another purpose for a short term.

Interest continues to accrue during a payment holiday and will be added to the loan. At the end of a payment holiday your monthly repayments are likely to be higher.

Find out more about our offset mortgages (opens in a new window).

Telephone Numbers

Mortgages - 0800 400 999 (Overseas +44 121 629 0738)
Calls may be recorded

Call charge information.