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Why would I consider a loan to buy a car?

When you take out a personal loan and use the money to buy a car or vehicle, the car loan is tied to you and not to the car. It's a flexible option that doesn't commit you to a particular dealer or manufacturer.

Benefits

It's a flexible option:

  • You could combine a loan with cash etc to buy the car
  • You own the car outright

The cost of the car will be spread evenly over a term you choose.

Things to consider

  • You'll need to arrange the loan before buying the car
  • Unless you are trading in a car or have a deposit, you'll need to borrow the full value of the car

Find out more about car loans (opens in a new window).

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NatWest Lending
0800 200 400
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