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Why would I consider a loan to buy a car?

When you take out a personal loan and use the money to buy a car or vehicle, the car loan is tied to you and not to the car. It's a flexible option that doesn't commit you to a particular dealer or manufacturer.

Benefits

It's a flexible option:

  • You could combine a loan with cash etc to buy the car
  • You own the car outright

The cost of the car will be spread evenly over a term you choose.

Things to consider

  • You'll need to arrange the loan before buying the car
  • Unless you are trading in a car or have a deposit, you'll need to borrow the full value of the car

Find out more about car loans.

Visit us

You can also find out more information about car loans by visiting us in branch. Please remember to take some form of photographic identification, such as your passport or driving licence, with you.

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Find your nearest branch using our branch locator (opens in a new window).

Talk to us

Call us on 0800 200 400
Minicom: 0822 917 0526
Lines are open: Monday to Friday 8am-8pm (except bank holidays) and Saturdays 9am-3pm.
Calls may be recorded.