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Why would I consider a loan to buy a car?

When you take out a personal loan and use the money to buy a car or vehicle, the car loan is tied to you and not to the car. It's a flexible option that doesn't commit you to a particular dealer or manufacturer.


It's a flexible option:

  • You could combine a loan with cash etc to buy the car
  • You own the car outright

The cost of the car will be spread evenly over a term you choose.

Things to consider

  • You'll need to arrange the loan before buying the car
  • Unless you are trading in a car or have a deposit, you'll need to borrow the full value of the car

Find out more about car loans (opens in a new window).

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You can also find out more information about car loans by visiting us in branch. Please remember to take some form of photographic identification, such as your passport or driving licence, with you.

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NatWest Lending
0800 200 400
overseas: +44 121 929 0323
Minicom: 0800 404 6161
Open Monday to Friday 8am - 8pm, Saturday 9am - 4pm (excluding public holidays)
Calls may be recorded.