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A Standard Variable Rate (SVR) is a variable-rate mortgage, that you’ll usually be moved on to once your existing mortgage ends. This will be the case unless you choose to switch to a new deal.

The interest rates on a standard variable-rate mortgage tends to be higher than most mortgage options. You might be faced with higher monthly installments if you don't remortgage or switch before the end of your current deal.

To understand our interest rates and changes to them, visit our interest rates (opens in a new window) page.

Your home may be repossessed if you do not keep up repayments on your mortgage

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