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Online and paper statements for your account may contain the amount of an arranged overdraft and the interest rate that applies to that borrowing. The overdraft and interest rate information will only show on your online service should charges be applied to your account during a statement period. Online Banking will store this information for a maximum of 13 months.

We will display the rate when interest is accrued and we will also display the rate for unarranged borrowing, if applicable.

For full details of how our interest and charges are calculated, please refer to our rates and charges (opens in a new window).

To view your overdraft limit and arranged/unarranged interest rates online:

  1. Log in to Online Banking at (opens in a new window)
  2. Select 'Statements' from the main menu
  3. Select the option 'View, save and print PDF statements and certificates of interest (up to 7 years)'
  4. Highlight the account you wish to view, and then 'Next'
  5. Select 'Annual summary of charges, interest and refunds' and 'View Statement' to show any agreed overdraft limit and interest rates which may apply to that account

Alternatively, to find your overdraft limit you can compare the 'Balance' and 'Available' columns on your 'Account summary' page, and deduct any outstanding point of sale transactions.

Please note: more than one arranged rate may be displayed if we change the interest rate we charge on overdrawn balances during your charging period. We will display all the rates and dates against which interest has been charged.

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