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When will funds credited at a branch be available?

Funds credited in your branch will be available under the following guidelines:

Crediting Cash

Over the counter - Credit entry immediate - Funds available immediately
CDM (Cash & Deposit Machine) -Credit entry immediate Funds available within 2 minutes
Quick Deposit envelopes - Credit entry immediate Funds available by close of business

Crediting Cheques

Over the counter - Credit entry on next working day - Funds usually available after transaction date plus 4 days.
CDM (Cash & Deposit Machine) - Credit entry on next working day - Funds usually available after transaction date plus 4 days.
Quick Deposit envelopes - Credit entry on next working day - Funds usually available after transaction date plus 4 days.

Mixed Credits

Over the counter - Credit entry on next working day - Cash available immediately - Cheque usually available after transaction date plus 4 days - Credit entry on next working day

CDM (Cash & Deposit Machine) - Credit entry on next working day - Cash available immediately - Cheque usually available after transaction date plus 4 days.

Quick Deposit envelopes - Credit entry on next working day - Cash available by close of business - Cheque usually available after transaction date plus 4 days.