Looking for answers
Ask a question

How can I add or remove someone from my mortgage?

To add or remove someone from your mortgage, you can call one of our mortgage agents. Adding or removing someone from the mortgage is called a 'Transfer of Title'.

When adding someone to your mortgage, the Transfer of Title request will be treated as an application for another person to be added. We will assess the party with regards to affordability, account conduct and credit scoring. For example, if someone is to be removed from a mortgage, we will check that the person remaining on the account can afford to pay it.

Other important information

Our fee to complete a Transfer of Title is £150. A valuation of your property may be required for the application to proceed.

Please note: While the application is under way, you will also need to engage with your own solicitor. The Transfer of Title means that the actual title of the property will need to be changed to match the names on the mortgage.

Call 0345 30 20 190
Minicom number 0800 917 0526
Open Monday to Friday 8am - 8pm, Saturday 9am - 4pm (excluding public holidays)
Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage