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The ISA allowance for the current tax year is £20,000. The new tax year starts on 6th April and runs until 5th April each year.

This is how you can use your allowance:

  • Individuals may save up to this amount in a cash ISA (remember - you may only save into one cash ISA but with NatWest you can split the allowance between a 'normal' cash ISA and a Help to Buy: ISA)


  • Invest up to this amount in a stocks & shares ISA


  • Invest up to this amount in an Innovative Finance ISA (we do not offer an ISA for peer to peer lending)


  • On 6th April 2017 a new type of ISA called Lifetime ISA launched in the UK. This has an annual allowance of £4,000 and you can save up to £4,000 in this and the rest (up to £16,000) in another ISA type. We don't currently offer Lifetime ISAs


  • Split your £20,000 allowance between one of each type of ISA (e.g. pay £10,000 into a cash ISA, £6,000 into a stocks & shares ISA and £4,000 in a Lifetime ISA)

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