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What is the Help to Buy scheme?

A Government initiative that aims to help first-time buyers get on the property ladder. It was designed to help those who can afford mortgage repayments but might be struggling to save up a 20% deposit. There are two different parts to the initiative: an Equity Loan mortgage and a Mortgage Guarantee.

To find out more about the Help to Buy: Equity Loan, and for full eligibility criteria visit our Help to Buy: Equity Loan page (opens in a new window).

NatWest is no longer part of the Government Help to Buy: mortgage guarantee scheme.

However NatWest now offer 95% mortgages which allows customers to borrow up to 95% of the value of the property they wish to purchase.

Your home may be repossessed if you do not keep up repayments on your mortgage

To find out more, and for full eligibility criteria visit our 95% mortgages page (opens in a new window).