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How will I know whether a person I want to pay is registered to receive payments with Paym?

'Pay your contacts' will automatically check to see if the person you are paying has registered their mobile phone number with Paym.

If the number is not registered with Paym, and isn't registered for the NatWest, Royal Bank of Scotland, Ulster Bank, NatWest Offshore or Isle of Man Bank mobile app then a message will be displayed to inform you that the payment cannot be made.