How can we help you?

A Decision in Principle is also known as an 'Agreement in Principle' or a 'Mortgage Promise'.

A mortgage lender will give you this to confirm how much they might lend you, based on the details you give them and their initial checks. It's not a binding or formal mortgage offer but it could help show sellers and agents that you're a serious buyer.

To find out more, take a look at our Agreement in Principle page (opens in a new window).

Ask Cora

Cora can help you with a wide range of queries and show you how to do your banking.

Available 24/7

Find Cora in the mobile app, Online Banking or our website