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I am under 16, can I use online and mobile banking?

If you're over 11 you can manage your money when it suits you, using Online Banking and the mobile banking app.

Applying for Online Banking will only take a few minutes, and then you can manage your money when it suits you, using our safe and secure service.

  • View up-to-the-minute balances and statements
  • Transfer money between your own accounts
  • It's secure - you and your accounts are protected while you're banking online
  • There's no extra charge - you only pay for the cost of accessing the internet

Once you have access to Online Banking you can sign up to the Mobile Banking app. You will need to:

  • Have a NatWest personal account with a debit card
  • Be over the age of 11 and have a mainland UK mobile number starting with 07

When you have access to the mobile banking app, you will be able to:

  • View your account balances
  • Transfer money between your own accounts

Once you turn 16 you will then be able to:

  • Make payments to other people in your Online Banking service