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How do I reduce my overdraft?

You can apply for an overdraft online or ask to increase or reduce your existing overdraft limit online. If you are a NatWest Online Banking customer, you can apply from within your Online Banking service.

Go to the 'Our Products' section and select the 'Overdrafts' option. Then, follow the on screen instructions.

We complete many of the fields for you, so all you need to do is specify the amount of overdraft that you want it to be reduced to. We will then confirm our decision. If your request has been successful, we will apply the new overdraft limit within 48 hours.

Please note that if you advise an expiry date on your request, the limit will then reduce to zero upon expiry.

For more details relating to overdrafts please visit our information pages (opens in a new window).